A valid credit card number has several fields and each of them has a meaning. For the technically inclined, this number complies to the ISO 7812 numbering standard. An contains a six-digit issuer identification number (IIN), an individual account identification number, and a single digit checksum.
The credit card numbers you generate on this page are completely random. When we say they are valid, we merely imply that they are a possible combination of characters which will validate when passed through the MOD 10 algorithm. You can also generate valid credit card numbers for specific Issuing Networks by utilising their particular prefixes. However, we do not provide you (obviously) with the correspondent verification code for these cards, as they are completely fake and made up randomly.
If you've ever found yourself trying to try a product online which required a credit card, even when you just want to take a look, you know why we made this. We believe there's no need to share such information with providers without the actual intent to buy stuff. Anyone can make a website with a form and require you to insert valuable and sensitive information which requires you to give up your privacy. This is a way to protect yourself in such situations.
The other reason we made this are programmers testing ecommerce websites, applications or other software. They usually need lots of fake data, and this is a very easy way to generate a bunch of valid credit card numbers in a split second. There's another tool for those times when you need to generate all other kinds of data.
The problem with a Paypal virtual credit card number (and all debit cards) is that if your account gets hit with fraudulent charges, your balance will be affected. Even if that’s only temporary and you are able to reverse the charges, there will still be a period of time where the money isn’t there and that could cause checks to bounce if it happened with your checking account. Not to mention that debit card protections are just substandard across the board compared to credit cards.creditcardforum.com
A virtual credit card, sometimes referred to as a temporary credit card or throw away credit card, is a credit card number that is generated by your credit card issuer, on your behalf, for temporary use.Why Would You Need a Virtual Credit Card? Most people don’t feel like they need to use this service. It’s not used that often. However, credit card issuers provide them and encourage you to use them to cut down on the amount of credit card fraud.ptmoney.com
One solution: Consider using virtual credit card numbers. Instead of using your real credit card number when you check out online, your credit card issuer gives you an alternate set of digits, often for one-time use, that you substitute instead.The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations.www.creditcards.com