A valid credit card number has several fields and each of them has a meaning. For the technically inclined, this number complies to the ISO 7812 numbering standard. An contains a six-digit issuer identification number (IIN), an individual account identification number, and a single digit checksum.
The credit card numbers you generate on this page are completely random. When we say they are valid, we merely imply that they are a possible combination of characters which will validate when passed through the MOD 10 algorithm. You can also generate valid credit card numbers for specific Issuing Networks by utilising their particular prefixes. However, we do not provide you (obviously) with the correspondent verification code for these cards, as they are completely fake and made up randomly.
If you've ever found yourself trying to try a product online which required a credit card, even when you just want to take a look, you know why we made this. We believe there's no need to share such information with providers without the actual intent to buy stuff. Anyone can make a website with a form and require you to insert valuable and sensitive information which requires you to give up your privacy. This is a way to protect yourself in such situations.
The other reason we made this are programmers testing ecommerce websites, applications or other software. They usually need lots of fake data, and this is a very easy way to generate a bunch of valid credit card numbers in a split second. There's another tool for those times when you need to generate all other kinds of data.
ASSESSING THE INCIDENCE OF CREDIT-LINE REDUCTIONS ACROSS POPULATIONS It is not possible to conduct a study of the potential “adverse effects” of the practices cited in section 505 on minority or low-income cardholders using information from credit card issuers. Under Regulation B, which implements the Equal Credit Opportunity Act (ECOA), creditors cannot collect information on the race or ethnicity of their credit card customers.www.federalreserve.gov
You should never save credit card information, client or server, unless you are PCI compliant. PCI stands for Payment Card Industry. You can view their website here. The standard of which we are all held to when handling credit cards is the Payment Card Industry Data Security Standard (PCI DSS).ux.stackexchange.com
Below you will find additional information about the different roles that credit card companies and networks play as well as a scouting report of the largest and most popular players in this market. This includes contact information for each card issuer and network as well as a breakdown of their performance in various CardHub studies and reports.www.cardhub.com